Extended Warranties & Children

After trying in vain to repair our digital camera, I am rethinking declining the extended warranties stores try to sell you when buying such equipment. We have always declined in the past, seeing them as largely a profit for the stores and little benefit to ourselves. That said, Ethan got a hold of the camera and dropped it on the tile floor. This is the second time he has dropped the camera...maybe we should be more careful ;-). And that leaves us wishing we had a warranty or something. Do those warranties cover acts of toddlers? Anyway, the camera is stuck permanently on view mode. We might have repaired or for a little more $ we might buy a new one. We'll see.